Pet insurance advice from someone who's actually been through it
I’ve insured my dog for 14 years in Australia. Here’s everything I’ve learned about what’s worth it, what isn’t, and what the comparison sites won’t tell you.
Is pet insurance worth it?
After 14 years and one claim, here’s my honest answer on whether the premiums are actually worth paying.
Does pet insurance cover dental?
Dental is commonly excluded, even though it’s one of the most frequent reasons Australians claim. Here’s what to check before you buy.
Pet insurance for older dogs
Premiums climb sharply after age 8. Here’s what changes, what gets excluded, and whether it’s still worth paying at that point.
Also worth reading:
Pet insurance pre-existing conditions – what actually gets excluded, and when →
French bulldog pet insurance – the one exclusion that catches most Frenchie owners out →
Labrador pet insurance – what to know before you insure Australia’s most popular dog →
Dachshund pet insurance – why IVDD cover is non-negotiable for 1 in 4 Dachshunds →
Cavoodle pet insurance – what the Cavalier lineage means for your cover decisions →
Pet insurance that covers IVDD in Australia: what actually pays out →